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4 Insurance Options for Freelancers
… insurance policy extends your freedom at a similar cost as an HMO policy, but co-pay fees for exercising that freedom can prove prohibitive in some cases. Allowing you to choose doctors based on personal criteria, with no need to first inspect a pre-approved list of participating physicians, a group PPO plan also allows you to skip straight to a specialist should the need arise. While you are free to choose your primary care physician and specialists without restraint, there is a co-pay fee …